The 2025 offer
L’Oréal’s ambition is to make employee shareholding more widely available by giving you the opportunity to invest in L’Oréal shares at your own pace.1
L’Oréal is again offering you the opportunity to become involved in the Group’s growth by becoming a shareholder.
1Future share offerings will be subject to the prior approval of the company’s shareholders and its Board of Directors, to the authorization of the relevant authorities, notably the French AMF (Autorité des Marchés Financiers), to the completion of the required procedures with employee representatives, and to market and economic conditions. The offered conditions may vary from year to year.
WHO CAN PARTICIPATE?
Employees who work for an eligible L’Oréal Group company and have 12 months of service and are still Group employees on June 25, 2025.
The advantages of the plan
-
A 20% discount
The reference price is the average opening price of the L’Oréal share in the stock market between May 9 and June 5, 2025 and will be fixed on June 6, 2025.
-
L’Oréal will give you up to 3 free shares
Dependent on the number of shares you purchase
-
Payment of possible dividends
You will receive directly any dividends paid by L’Oréal. These dividends will be increased by 10% after two years of holding registered shares. -
Payment options
By wire transfer and/or by payroll deductions over 10-months
Free share rule
For a 2025
subscription of
- 1
- 2
- 3
- 4
- 5
- 6
L’Oréal will contribute
in 2030
- 1
- 1
- 2
- 2
- 2
- 3
Total amount
of the 2030 investment
- 2 shares
- 3 shares
- 5 shares
- 6 shares
- 7 shares
- 9 shares
If you subscribe to more than 6 shares, the number of free shares is limited to 3 shares.
NOTE BEFORE INVESTING
ONCE YOU HAVE SUBSCRIBED TO THE PLAN, YOU WILL BE A L’ORÉAL SHAREHOLDER
As for any shareholder, the value of your investment will move in line with the L’Oréal share price, upwards and downwards; there is therefore a risk of loss.
THE VALUE OF YOUR INVESTMENT WILL VARY ACCORDING TO EXCHANGE-RATE FLUCTUATIONS.
As the L’Oréal share is listed in Euro at the Paris stock market, the value of your investment will vary according to the exchange-rate fluctuations between the Euro and your currency during the term of your investment.
YOUR INVESTMENT IS LOCKED IN FOR 5 YEARS
Your investment is locked-in until July 30, 2030, except in authorised cases of early release (these cases are mentioned in the “Local Supplement” document). You will receive the shares offered under the matching contribution at the end of the lock-in period, on or around July 30, 2030, provided that you are still an employee of the L’Oréal Group on that date (unless otherwise specified in the “Local Supplement”).
How much can you invest?
-
MINIMUM
1 L’ORÉAL SHARE.
-
MAXIMUM
20 L’ORÉAL SHARES.
This number may be reduced if the plan is oversubscribed.
Each employee must ensure that the amount of their investment does not exceed 25% of their estimated gross annual salary for 2025.