The 2025 offer
L’Oréal’s ambition is to make employee shareholding more widely available by giving you the opportunity to invest in L’Oréal shares at your own pace1.
L'Oréal is pleased to offer you a new opportunity to become involved in the group's success and become a shareholder through the Share Incentive Plan (SIP).
1Future share offerings will be subject to the prior approval of the company’s shareholders and its Board of Directors, to the authorization of the relevant authorities, notably the French AMF (Autorité des Marchés Financiers), to the completion of the required procedures with employee representatives, and to market and economic conditions. The offered conditions may vary from year to year.
WHO CAN PARTICIPATE?
Anyone who is a full or part-time employee of a UK subsidiary of L’Oréal and has been employed by L’Oréal from no later than 1st January 2025.
The benefits of the plan
-
Get Tax and NI Savings
on the shares you purchase -
Receive up to 2 free matching shares
depending on your investment -
Payment of possible dividends
Possible dividends paid by L’Oréal will be paid out in cash.
-
Spread the cost
Payment is made through payroll deductions from your pre-tax salary over 9 months (from July 2025 to March 2026).
Free share rule
If you purchase
this number
of shares:
- From 1 to 2 shares
- 3 or more shares
L’Oréal will make a matching
contribution consisting
of the following number
of free shares in 2030:
- 1 free matching share
- 2 free matching shares
If you subscribe to more than 3 shares, the number of free shares is limited to 2 shares.
NOTE BEFORE INVESTING
BY PARTICIPATING IN THE PLAN, YOU WILL BECOME A L'ORÉAL SHAREHOLDER
Like any shareholder, your investment will follow the L’Oréal share price up or down. This means that you may make a capital loss.
As the L’Oréal shares are listed on the Paris stock exchange in euros over the term of your investment, the value of your investment will vary as the exchange rate between the euro and pounds sterling fluctuates.
YOUR INVESTMENT IS LOCKED IN FOR 5 YEARS
Your matching shares are locked in for 5 years, which means you cannot sell them before the end of the lock-in period. Nevertheless, there are cases where the shares can be released early.
• retirement;
• redundancy;
• injury or disability;
• transfer of your employment to a non- group company to which TUPE (Transfer of Undertakings Protection of Employment) regulations apply;
• your employing company ceases to be an associated group company; or
• death.
You will receive your free matching shares at the end of the lock-in period, i.e. around the end of April, 2031, provided that you still work for the L’Oréal Group on this date (see exceptions in the Local Supplement).
How much can you invest?
-
MINIMUM
£10 monthly
-
MAXIMUM
£200 monthly